- Rackham Graduate School Fellowships: Rackham Graduate School administers a number of fellowships and coordinates fellowship competitions. Information on these programs, as well as a variety of departmental and non-university programs, is available from the Rackham Graduate School.
- Students should also seek out private scholarships whenever possible; see our Private Scholarships page for a list of search tools.
Graduate students who apply for financial aid are considered for the following federal loan and Work-Study programs:
- Graduate Nursing Student Loan
- Health Professions (Pharmacy/Dental) Loan
- Federal Unsubsidized Direct Stafford Loan
- Federal Work-Study
With the exception of the unsubsidized Stafford Loan, all of these programs are awarded based on financial need. Students who don’t qualify for need-based aid may be awarded the unsubsidized Stafford Loan. For more information, select one of the links above for information specific to your program.
Federal Work-Study is a financial aid program that provides funds for part-time jobs for students, allowing them to earn money to help pay educational expenses. A percentage of students’ earnings is paid through federal funds, and the remainder is paid by the student's employer. For more information see Work-Study & Other Jobs.
Prospective students: Complete and submit a Free Application for Federal Student Aid (FAFSA). The FAFSA is available on October 1 each year. We must receive your valid FAFSA from the federal processor by April 30 to consider you for aid. Be sure to allow time for any corrections that might be needed to your FAFSA so we receive it in a timely manner. If you are entering Spring/Summer terms, complete a FAFSA for the current year (for example, students starting their academic program in Spring/Summer 2017 would complete a 2016-17 FAFSA).
Current students: Follow the instructions and deadlines found on the Current Undergraduates page, which include information for applying for aid for Fall/Winter terms as well as links to the Request for Funds application for Spring/Summer terms. Detached study semesters will count as the equivalent of 8 credit hours attempted and completed when calculating both pace and 150 percent of program length completion.
Graduate Undocumented or DACA students: Are you an undocumented student or do you qualify for a DACA (Deferred Action for Childhood Arrival) status? See the frequently asked questions section on the Rackham Graduate School website.
Alternative Payment Option: U-M offers a payment plan that allows students to pay their bills in installments. For information, read more about the U-M Payment Plan or contact the Student Financial Services office at (877) 840-4738 or by email at UM-SFO@umich.edu.
After an award is made, financial aid is sometimes reduced if additional resources from a non-University donor or a University department are added, you have a change in your financial situation, a GSI/RA appointment is considered or you drop to less-than-full-time enrollment.
The Office of Financial Aid is required to consider all funding sources when reviewing aid eligibility. These include: departmental scholarships, outside fellowships and GSRA/GSI tuition waiver amounts. Total financial aid cannot exceed a student's budget which includes tuition, fees and allowances for books/supplies, food and rent. Since the Office of Financial Aid is often unaware of GSRA/GSI appointments until they are processed by University Human Resources, these appointments can reduce federal aid once they are processed. We monitor all financial aid on a daily basis and adjust it, as required.