• Federally funded
• Gift aid

• Need-based for undergraduates earning first bachelor’s degree
• Determined by the Student Aid Index (SAI) calculated by the FAFSA.
• Federal Pell Grant eligibility is based, in part, on enrollment at the beginning of a semester. If a student withdraws or receives a non-passing grade, we must confirm that the student attended at least one class session. If you did not attend and withdrew or received a non-passing grade, your Federal Pell funding will be reduced. Note: There is an annual Federal Pell limit. Students enrolled full-time for fall/winter terms will use their annual limit in these terms. Part-time students and students enrolling in spring/summer may have spring/summer eligibility depending upon individual FAFSA data and spring/summer enrollment levels.

Details: Federal Student Aid website

• Established annually
• Cannot receive for more than 12 full-time semesters in your educational career
• Must be enrolled at least half-time; less than half-time enrollment allowed in certain circumstances (if less than full-time, won’t disburse until after drop/add)

• Federally funded
• Gift aid

• Awarded only to Federal Pell Grant eligible applicants
• Need-based: Dependent students with Student Aid Index (SAI) of $0 or independent single parents with SAIs of $0
• Undergraduates, first bachelor’s degree
• Must complete the financial aid application process by the priority deadline
• Must be enrolled at least half-time

• Funding amounts vary, based on available funding
• Cannot receive for more than 12 full-time semesters in your educational career.

• Funded by the university
• Gift aid

• Need-based
• In-state undergraduates who meet Go Blue Guarantee eligibility requirements and are pursuing their first bachelor’s degree. This grant represents all or a portion of the university’s Go Blue Guarantee commitment, which is comprised of a variety of federal and institutional grant aid
• Must complete the financial aid application process by the priority deadline
• Full-time enrollment or approved study abroad

• Funding amount varies based on need and availability of university funds
• Renewable, but must reapply for aid and meet eligibility criteria each year

• Federally funded
• Gift aid

You may be eligible to receive the Iraq and Afghanistan Service Grant if you:

• are not eligible for a Federal Pell Grant on the basis of your SAI but
• meet remaining federal aid eligibility requirements, and parent/guardian was a member of the U.S. armed forces and died due to military service in Iraq/Afghanistan after 9/11 and
• were under 24 years old or enrolled in college at least part-time at the time of your parent’s or guardian’s death

Due to federal sequestration: Grants disbursed on or after Oct. 1, 2020 and before Oct. 1, 2023 will be reduced by 5.7%.

• The grant is equal to the amount of a maximum Federal Pell Grant for the award year but cannot exceed your cost of attendance for that award year.

• Funded by U-M
• Gift aid

• Must be at least ¼ North American Indian blood quantum as certified by the Tribal Enrollment Department
• Must be a member of a federally recognized tribe as certified by the Tribal Enrollment Department
• Must be a legal resident of the state of Michigan for not less than 12 consecutive months
• For more details, visit the Michigan Department of Civil Rights website

• Full tuition
• One-year package; renewability depends on state funding each year

• Funded by the university
• Gift aid

• Need-based
• Undergraduates, first bachelor’s degree
• Michigan residents
• Must complete the financial aid application process by the priority deadline
• Full-time enrollment at U-M or approved Study Abroad

• Amount varies based on need; students with the lowest Student Aid Index (SIA) on FAFSA and CSS Profile
• Renewable, but student must reapply for aid and meet eligibility criteria each year
• This has a required self-help component.

• Federally funded
• Gift aid that reverts to a loan if service requirements are not satisfied

• Undergraduate, post-baccalaureate, or graduate student
• Enrollment in or plan to complete coursework to teach in high-need field
• Academic requirements: cumulative GPA of at least 3.25
• Sign a TEACH Grant Agreement to Serve
• Must be enrolled at least half-time; less than half-time enrollment allowed in certain circumstances (If less than full-time, loan won’t disburse until after drop/add)

Due to federal sequestration: Grants disbursed on or after Oct. 1, 2020 and before Oct. 1, 2023 will be reduced by 5.7%.

• Must agree to teach a specific subject in a high-need field serving low-income students
• Must teach for four full years within eight years of receiving grant    
• Grant reverts to Unsubsidized Federal Direct Loan (with interest from the date the grant was disbursed) if recipient does not complete service obligation

• Funded by the university
• Gift aid

• Need-based
• Must complete the financial aid application process by the priority deadline
• Undergraduates, first bachelor’s degree
• Must be enrolled at least half-time

• Renewable, but student must reapply for aid and meet eligibility criteria each year

• Funded by the university

• Undergraduates
• Renewal based upon recipients meeting or exceeding the university’s minimum standards for Satisfactory Academic Progress and maintaining full-time, continuous enrollment at U-M or in a UM-approved Study Abroad program (no breaks in fall/winter enrollment).

• Amounts vary based on residency
• Available for up to eight terms*
• Offered to selected entering undergraduate students  
• Full-time enrollment

*Maximum terms of eligibility for scholarships offer may differ – consult your scholarship notification letter for award details

• Funded by the university

• Undergraduate non-resident students
• Renewal based upon recipients meeting or exceeding the university’s minimum standards for Satisfactory Academic Progress and maintaining full-time, continuous enrollment at U-M or in a UM-approved Study Abroad program (no breaks in fall/winter enrollment).

• $15,000 per year for up to eight terms maximum
• Offered to selected entering non-resident undergraduate students
• Full-time enrollment

• Funded by the university

• Merit-based
• Entering first-year
• Michigan high school graduates

• $1,500 one-time funding
• First year only; not renewable    
• Full-time enrollment

• Funded by the university

• Undergraduate non-resident students
• Renewal based upon recipients meeting or exceeding the university’s minimum standards for Satisfactory Academic Progress and maintaining full-time, continuous enrollment at U-M or in a UM-approved Study Abroad program (no breaks in fall/winter enrollment).

• $25,000 per year for up to eight terms maximum
• Offered to selected entering non-resident undergraduate students    
• Full-time enrollment

• Funded by the university

• Undergraduates
• Renewal based upon recipients meeting or exceeding the university’s minimum standards for Satisfactory Academic Progress and maintaining full-time, continuous enrollment at the University of Michigan or in a UM-approved Study Abroad program (no breaks in fall/winter enrollment).

• Equivalent of full in-state tuition and mandatory U-M fees
• Available for up to eight terms* for selected entering undergraduate first-year students; programs for transfer students from Dearborn and Flint campuses vary
• Full-time enrollment

*Maximum terms of eligibility for scholarships offer may differ – consult your scholarship notification letter for award details

• Funded by U-M donors

• Undergraduates
• High school graduates admitted to U-M from selected schools in Northern Michigan counties

• $2,500 one-time funding
• First year only; not renewable  
• Full-time enrollment

• Funded by the university
• Selection by the Michigan Education Excellence Foundation and the Detroit Regional Chamber Foundation, awarded in partnership with U-M.

• Undergraduates
• Renewal based upon recipients meeting the university’s minimum standards for Satisfactory Academic Progress and maintaining full-time, continuous enrollment at the University of Michigan or in a UM-approved Study Abroad program (no breaks in fall/winter enrollment).

• Equivalent of full in-state tuition and mandatory U-M fees
• Available for up to eight terms* for selected undergraduate students
• Full-time enrollment

*Maximum terms of eligibility for scholarships offer may differ – consult your scholarship notification letter for award details

• Funded by the university
• Offered to 10 U-M students each year through the Posse Foundation, which works with select communities across the country to encourage study in the STEM fields. Awarded in partnership with U-M.

• Undergraduates
• Renewal based upon recipients meeting or exceeding the university’s minimum standards for Satisfactory Academic Progress and maintaining full-time, continuous enrollment at the University of Michigan or in a UM-approved Study Abroad program (no breaks in fall/winter enrollment).

• Equivalent of full-instate tuition and mandatory U-M fees
• Available for up to eight terms* for selected undergraduate students
• Full-time enrollment

*Maximum terms of eligibility for scholarships offer may differ – consult your scholarship notification letter for award details

• Funded by the university

• Undergraduates
• Renewal based upon recipients meeting or exceeding the university’s minimum standards for Satisfactory Academic Progress and maintaining full-time, continuous enrollment at the University of Michigan or in a UM-approved Study Abroad program (no breaks in fall/winter enrollment).

• Equivalent of full in-state tuition and mandatory U-M fees 
• Available for up to eight terms* for selected entering undergraduates from Detroit, Southfield, and Ypsilanti public school districts. Must meet all program criteria   
• Full-time enrollment

*Maximum terms of eligibility for scholarships offer may differ – consult your scholarship notification letter for award details

• Funded by the State of Michigan
• Gift aid

• Student must: be a natural or adopted child of a Michigan veteran; be an undergraduate older than 16 and younger than 26 years of age; enroll at least half time; be a Michigan resident for one year prior to program application; and not have a felony conviction involving assault, physical injury, or death
• Veteran must:
  • have been killed in action or died from another cause while serving in a war or war condition in which the USA was or is participating; or –
  • have died or become totally and permanently disabled as a result of a service-connected illness or injury; or –
  • have been totally and permanently disabled as a result of a service connected illness or injury prior to death and has since died; or –
  • be listed as MIA (missing in action) in a foreign country

• Up to $1,400 for half-time; $2,100 for three-quarters time; $2,800 for full-time

– OR –

• An amount equal to all of the student’s eligible tuition in that academic year, whichever is less
• Must apply each year. Visit the MI Student Aid website and type “Children of Veterans Tuition Grant” in the search box or call 1-888- 447-2687 for information
• Renewable up to four years max., subject to available and approved funding 
• Must maintain a cumulative GPA of 2.25

• Awarded and funded by the State of Michigan
• For more information contact MHEAA

• Complete a FAFSA.
• Demonstrate financial need by having an Expected Family Contribution of $25,000 or less. Please note that beginning in 2024-2025, the Expected Family Contribution will be referred to as the Student Aid Index.
• Graduate from high school in Michigan with a diploma, a certificate of completion, or achieved a high school equivalency certificate in 2023 or after.
• Enroll at an eligible institution within 15 months of high school graduation or earning a high school equivalency certificate.
• Be enrolled full-time as determined by the participating institution.
• Be a Michigan resident since July 1 of the previous calendar year.
  • If a dependent student, parent must also be a Michigan resident since July 1 of the previous calendar year.
• Read the full eligibility details.
• Be a U.S. citizen, permanent resident, or approved refugee.
• Not be incarcerated.
• Be an undergraduate student.
• Not be in default on a Federal student loan.
• For renewal, meet institution’s Satisfactory Academic Progress (SAP) policy.

• Up to $5,500 if you attend a Michigan public university or are enrolled in a baccalaureate degree program at a Michigan community college, per year, up to five years
• For more information visit the Michigan Achievement Scholarship webpage.

• Awarded and funded by the State of Michigan
• For more information contact MHEAA

• Qualifying score on the SAT exam taken in high school
• Need-based
• Michigan high school graduates prior to 2023
• Must meet State of Michigan FAFSA deadline (different than the U-M priority deadline; see the Federal Student Aid website

See the Terms and Conditions webpage for information on how the MCS affects need-based grants and other aid programs

• Annual maximum based on state appropriations
• Available for up to five years maximum
• Must be enrolled at least half-time
• Maintain a cumulative 2.0 GPA
• Can only be used for tuition

• Funded by the State of Michigan
• Gift aid for tuition assistance

• Must be active in the National Guard and not absent without leave or under UCMJ charges and meet additional state criteria    
• Visit the Education Assistance section of the Michigan Department of Military and Veterans Affairs website (application/instructions at this site)

• Ranges up to $6,000 for the academic year     
• You must report this payment to the U-M Office of Financial Aid when you receive it

• Awarded and funded by the State of Michigan
• For more information contact MHEAA

• Complete the MI Future Educator Stipend application.
• Be admitted into an eligible Educator Preparation Program (EPP).
• Be working towards teacher certification.
• Participate full-time or its equivalent in required student teaching coursework.
• Full-time enrollment in required student teaching coursework.
• Have 300 or more student contact hours while student teaching.
• Not be employed by the district as a teacher of record.
• Maintain Satisfactory Academic Progress (SAP).

• Award amount is up to $9,600 per semester for the applicant’s full time, required student teaching semester.
• Award amount is not to be counted towards regular financial aid eligibility. Institutions are to pay the student teacher the award amount in full.
• Students are limited to one MI Future Educator Stipend, unless their EPP specifically requires they complete more than
• One semester/term of student teaching in order to become a certified teacher.
• MI Future Educator Stipend is available on a first-come first-served basis. Current and future awards are subject to approved and available funding.
• For full details visit the MI Future Educator Stipend webpage

• Awarded and funded by the State of Michigan
• For more information contact MHEAA

• Complete the MI Future Educator Stipend application.
• Be admitted into an eligible Educator Preparation Program (EPP).
• Be working towards teacher certification.
• Participate full-time or its equivalent in required student teaching coursework.
• Full-time enrollment in required student teaching coursework.
• Have 300 or more student contact hours while student teaching.
• Not be employed by the district as a teacher of record.
• Maintain Satisfactory Academic Progress (SAP).

• Award amount is up to $9,600 per semester for the applicant’s full time, required student teaching semester.
• Award amount is not to be counted towards regular financial aid eligibility. Institutions are to pay the student teacher the award amount in full.
• Students are limited to one MI Future Educator Stipend, unless their EPP specifically requires they complete more than
• One semester/term of student teaching in order to become a certified teacher.
• MI Future Educator Stipend is available on a first-come first-served basis. Current and future awards are subject to approved and available funding.
• For full details visit the MI Future Educator Stipend webpage

• Federally funded

• Need-based
• Student must be enrolled at least half-time in a degree program
• Undergraduates
• Interest rates change every year on July 1
• See the Master Promissory Notes webpage for Federal Direct Loan promissory note information.

• Repayment is deferred and there is no interest while enrolled at least half-time.
• Limited deferment provisions

• Federally funded

• Non-need-based 
• Student must be enrolled at least half-time in a degree program
• Undergraduate and graduate students  
• Some undergraduate students must make separate application at U-M for an unsubsidized loan
• Interest rates change every year on July 1
• See the Master Promissory Notes webpage for Federal Direct Loan promissory note information.

• Interest accrues immediately; may be paid periodically or capitalized (see promissory note)
• Repayment of principal deferred while student is enrolled at least half-time 
• Limited deferment provisions

• Federally funded

• Non-need-based (cost of education less other aid)     
• Enrolled at least half-time in degree program
• PLUS Loan borrower is the parent of an undergraduate, dependent student; Grad PLUS Loan borrower is a graduate student
• Borrower must meet credit-worthiness standards and be a U.S. citizen or eligible non-citizen of the U.S.   
• Interest rates change every year on July 1
• See Grad PLUS Loan webpage for more information.

• This loan will be listed on your Notice only if a separate application is submitted and approved. Visit the Grad PLUS Loan webpage.   
• Repayment of principal and interest begins 60 days after loan is disbursed.    
• Parents can qualify for a deferment while the student is enrolled.    
• Grad PLUS borrowers qualify for “in school” deferment while enrolled.

• Federally funded

• Need-based (parental financial information required)
• Enrolled at least half-time in a Pharmacy or Dental program   
• Must complete the financial aid application process by the priority deadline

• Repayment deferred, no interest while enrolled at least half-time.
• 12-month grace period before repayment
• Minimum monthly repayment $40   
• Special deferment provisions  
• Must complete a Rights and Responsibilities Statement each year before disbursement

• Federally funded

• Need-based
• Enrolled at least half-time in a Nursing program
• Must complete the financial aid application process by the priority deadline

• Repayment deferred, no interest while enrolled at least half-time in a nursing program. 
• Nine-month grace period before repayment   
• Minimum monthly repayment $40
• Special deferment provisions 
• Must complete a Rights and Responsibilities Statement each year before disbursement

• Earned as wages by working for eligible employers

• Need-based
• Enrolled at least half-time in a degree program
• Must complete the financial aid application process by the priority deadline

• Amounts vary based on available funding
• Locate and interview for jobs by reviewing job listings on the Student Employment website
• Federal Work-Study wages do NOT appear on your university bill; students earn paychecks for work performed