Notes: 4-month budget (D2). All others (D3-D4) based on an 12-month budget.

¹ Tuition and fees are set by the Regents of the University of Michigan each June. Current tuition and fees are available from the Office of the Registrar’s website.

² Includes a $400 instrument deposit for D2 only.

³ See page 6 of Dental Required Reading for more details. Includes housing & meals, personal/miscellaneous expenses and purchase of health insurance.

⁴ Cost of attendance budgets will be increased by the amount of loan fees deducted from your Federal Direct Loans.

U.S. Citizens or Permanent Residents

If you are a U.S. citizen or permanent resident, you are eligible to apply for federal financial aid.

To apply, submit the following by Nov. 30, 2022:

1. Complete the Free Application for Federal Student Aid (FASFA) and include parental data on the application, which will allow the Office of Financial Aid to review your eligibility for Dental School grants and the Health Profession Loan (which is interest-free while you are a student)
2. The Office of Financial Aid may follow up for additional documents. Please check Wolverine Access > Student Business > Financial Aid > 2023 > Documents after your FAFSA has been submitted.

International Students

Federal regulations and University of Michigan policy severely limit the types of financial assistance available to international students. University admissions policies require that students who are admitted with an F-1 visa have enough resources to meet their expenses throughout their stay at U-M. F-1 students cannot use private educational loans to demonstrate the required financial resources; instead, a student must demonstrate non-loan financial resources. More details are available once a student has been admitted.

Some U.S. lenders will provide private education loans for admitted, international students who have a qualified U.S. co-signer. Some require that the student have a federal social security number prior to applying. It can take up to eight weeks to process these private loans, so make sure you apply early after you are admitted to ensure that the funds are available to pay your winter term 2023 tuition account by January 4, 2023. Private education loans are not verified and processed until you are admitted to the ITDP program.

To apply:

You and your co-signer should apply online with the lender you choose. The initial loan period will be January 2023 to April 2023. Please note that you will be attending: University of Michigan-Ann Arbor.

Information about private lenders can be found on our Private Education Loans page. Additional general information can be found on the international students webpage.

The University of Michigan provides an optional Payment Plan, which allows students to spread payment of anticipated educational expenses for winter term over five payments. Winter term installments are due monthly November 30 through March 31.

The Payment Plan is an alternative option to the normal U-M payment schedule. Students may enroll in the U-M Payment Plan through Wolverine Access. Enrollment for winter term U-M Payment Plan opens in mid-October. The Payment Plan is not available for spring, spring/summer, or summer terms. Further information can be found on the Student Financial Services website.