Note: D2 is a 4-month budget. D3 and D4 are 12-month budgets.

The tuition figures above are based on 2024-2025 tuition rates with assumption as international out-of-state nonresident. 2025-26 figures will be released in July 2025.

A student's Cost of Attendance goes beyond the standard tuition costs. It includes a number of factors related to attending college including living expenses, books, dental instruments, transportation, health insurance and other miscellaneous costs. Understand what the Cost of Attendance entails and how it's calculated, can help you better understand what sort of aid you can receive and plan accordingly

Notes: 4-month budget (D2). All others (D3-D4) based on an 12-month budget.

¹ Tuition and fees are set by the University of Michigan Board of Regents each June. See the Office of the Registrar’s website for current rates.

² Includes housing, meals, utilities, etc. See Dental Required Reading for more details.

³ Includes assumption of health insurance coverage.

⁴ Cost of attendance budgets will be increased by the amount of loan fees deducted from your Federal Direct Loans.

For general details regarding Estimated Costs visit the Cost of Attendance page.

Student Loan Eligibility

Only U.S citizens or eligible non-U.S. citizens are eligible to borrow federal student loans.

The U.S Department of Education offers three federal loan programs to DDS students: Direct Unsubsidized loans, Health Professions Student Loans, and Grad PLUS loans (credit approval required). To learn about these loan programs please visit the DDS website. Students must provide parent data on the Free Application for Federal Student Aid (FAFSA) to be considered for the Health Professions Student Loan.

International students with F-1, F-2, J-1, J-2 and G-series visas are required to show proof of enough resources to meet their expenses while attending U-M. Some U.S. lenders will provide private education loans for admitted, international students who have a qualified U.S. co-signer. Some require that the student have a federal social security number prior to applying.

Loans are aid that will need to be repaid, with interest, after you graduate or leave college.

U.S. Citizens or Permanent Residents

How To Apply for Federal Financial Aid 

1. Complete the FAFSA on the Federal Student Aid website.
   • Include both your parents' and your own data on the FAFSA.
   • The University of Michigan's federal school code is 002325.
2. Complete and submit the following additional documents, if requested by our office:
   • Federal Tax Returns for you and your parents (Please add your name to the corner of the return so it can be matched with your file.)
   • If you are not required to file a Federal Income Tax Return we will need a Non-Filing Statement. (Complete this form only if you and/or your parents will not file a Federal Income Tax Return.)
   • U-M School of Dentistry Applicant Data Form

Suggested Deadlines for Entering ITDP  Students

• Oct. 30: Deadline for U-M to receive your FAFSA from the federal processor
• Nov. 30: Deadline for U-M to receive any additional required documents

Suggested Deadlines for Continuing ITDP Students

• March 31: Deadline for U-M to receive your FAFSA from the federal processor
• April 12: Deadline for U-M to receive any additional required documents

International Students

How To Apply for a Private Educational Loan

1. Pick a private loan lender of your choice. 

To browse a selection of lenders, please visit the University of Michigan’s FastChoice Private Education Loans websites for international students:

Private Lenders for International Students 

Private Lenders for All 

The University of Michigan has not endorsed these programs but is making the information available to you. The university adheres to a Code of Conduct for Student Loans that prohibits inducements or incentives by private lenders.

2. You and your co-signer will complete a loan application with the loan lender of your choice. Follow through in a timely manner with your private loan servicer on completing and finishing any required documents.

Note: You will be attending the University of Michigan Ann Arbor campus. Your initial loan borrowing period for your first semester will be from January to April.

Private education loans are not certified and processed by the university until you are admitted into the ITDP program.

Additional general information can be found on the International Student page. 

Suggested Private Loan Deadline for Entering ITDP Students

Oct 1: It can take up to eight weeks to process a private loan.

Suggested Private Loan Deadline for Continuing ITDP Students 

March 31: Suggested deadline for U-M to receive your private loan.

Students receive an emailed invoice from the University of Michigan Office of Student Financial Operations approximately two weeks prior to the tuition due date. Find information on paying bills, payment plans, late charges, and more on the Student Financial Services website. 

Visit the Payments webpage to learn how to submit payments, including how to send international payments through Flywire from accounts outside of the U.S.

Students may choose to sign up for an alternative Payment Plan option to the normal U-M payment schedule. The U-M Payment Plan allows students the option to spread anticipated educational expenses over a five-month installment period: Nov. 30 to March 31 for winter semesters and June 30 to Oct. 31 for fall semesters. The Payment Plan is not available for spring/summer semesters.

For additional information about financial aid for DDS students, contact:

University of Michigan School of Dentistry
1011 N. University
Rm G226
Ann Arbor, MI 48109-1078

Contact Person
Michelle Robski, Assistant Director of Financial Aid for School of Dentistry, DDS Program
Phone: 734-647-8592
Email: [email protected]

For more information about the School of Dentistry programs at U-M, visit the School of Dentistry website.