Internationally Trained Dentist Program

Note: D2 is a 4-month budget. D3 and D4 are 12-month budgets.

The tuition figure above are based on 2026-2027 tuition rates with assumption as international out of state nonresident student. 2027-2028 figures will be released in July 2027.

A student's Cost of Attendance goes beyond the standard tuition costs. It includes a number of factors related to attending college including living expenses, books, dental instruments, transportation, health insurance and other miscellaneous costs. Understand what the Cost of Attendance entails and how it's calculated, can help you better understand what sort of aid you can receive and plan accordingly.

¹ Tuition and fees are set by the University of Michigan Board of Regents each June. See the Office of the Registrar’s website for current rates.

² Includes housing, meals, utilities, etc. See Dental Required Reading for more details.

³ Includes assumption of health insurance coverage.

⁴ Cost of attendance budgets will be increased by the amount of loan fees deducted from your Federal Direct Loans.

For general details regarding Estimated Costs visit the Cost of Attendance page.

Student Loan Eligibility

Only U.S citizens or eligible non-U.S. citizens are eligible to borrow federal student loans.

The U.S Department of Education offers two federal loan programs to DDS students: Direct Unsubsidized loan and Federal Health Profession Student loan.. To learn about these loan programs please visit the DDS website.

International students with F-1, F-2, J-1, J-2 and G-series visas are required to show proof of enough resources to meet their expenses while attending U-M. Some U.S. lenders will provide private education loans for admitted, international students who have a qualified U.S. co-signer. Some require that the student have a federal social security number prior to applying.

Loans are aid that will need to be repaid, with interest, after you graduate or leave college.

U.S. Citizens and Eligible Noncitizens

How To Apply for Federal Financial Aid 

1. Complete the FAFSA on the Federal Student Aid website. Use the University of Michigan-Ann Arbor school code 002325. The Dental School code will not work.
2. Around mid-October, if you have completed a FAFSA, we will email you a request for additional documents. If you are interested in consideration for the Health Profession Student Loan and/or the School of Dentistry Grant, you will want to complete the “D.D.S. Student Financial Aid Applicant Data Form”. Please note that this form is optional. However, if you do not submit the form, you will only be considered for the unsubsidized loan.

Suggested Deadlines for Entering ITDP  Students

• Oct. 30: Deadline to submit FAFSA.
• Nov. 30: Deadline to submit any additional documents, including the D.D.S Student Financial Aid Applicant Data Form.

Suggested Deadlines for Continuing ITDP Students

• March 31: Deadline to submit FAFSA.
• April 12: Deadline for U-M to receive any additional required documents

International Students

How To Apply for a Private Educational Loan

1. Pick a private loan lender of your choice. Learn more about private loans and how to search for a lender.

2. You and your co-signer will complete a loan application with the loan lender of your choice. Follow through in a timely manner with your private loan servicer on completing and finishing any required documents.

Note:  Your first semester, winter, cannot be combined with any other semester. When requesting a private loan for your first semester, this loan period would be on it's own from January to April.

Additional general information can be found on the International Student page. 

Suggested Private Loan Deadline for Entering ITDP Students

• Oct 30: Submit loan application and all required documents with Private loan lender of your own choice. It can take up to eight weeks to process a private loan. Private education loans are not certified and processed by the university until you are admitted into the ITDP program.

Suggested Private Loan Deadline for Continuing ITDP Students 

• March 31: Submit private loan application and all required documents with the loan lender of your choice.

Students receive an emailed invoice from the University of Michigan Office of Student Financial Operations approximately two to three weeks prior to the tuition due date. Find information on paying bills, payment plans, late charges, and more on the Student Financial Services website. 

Visit the Payments webpage to learn how to submit payments, including how to send international payments through Flywire from accounts outside of the U.S.

Students may choose to sign up for an alternative Payment Plan option to the normal U-M payment schedule. The U-M Payment Plan allows students the option to spread anticipated educational expenses over a five-month installment period: Nov. 30 to March 31 for winter semesters and June 30 to Oct. 31 for fall semesters. The Payment Plan is not available for spring/summer semesters.

For additional information about financial aid for DDS students, contact:

University of Michigan School of Dentistry
1011 N. University
Rm G226
Ann Arbor, MI 48109-1078

Contact Person
Michelle Robski, Assistant Director of Financial Aid for School of Dentistry, DDS Program
Phone: 734-647-8592
Email: [email protected]
Book a Virtual Appointment

For more information about the School of Dentistry programs at U-M, visit the School of Dentistry website.