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Undergraduate Students

Applying for Aid

Instructions for applying for financial aid varies depending on whether you are an entering student, a continuing student, or transfer student from another institution.

Undergraduate Scholarships

At U-M, scholarships are awarded based on several criteria including academic achievement, personal talents, interests, or leadership qualities, financial need, or a combination of these. Funding often reflects the university’s commitment to achieving a diverse student body. Visit the Scholarships at U-M: 5 Important Steps to Make sure You’re Considered for information on scholarships.

Estimated Costs/Budgets

Cost of Attendance is based on estimated student budgets that include tuition/fees, housing, books/supplies and person/miscellaneous expenses assuming full-time attendance for two semesters, fall and winter. These budgets are used to award financial aid and are published annually. (Estimates are updated in June after tuition and fees are approved by the U-M Board of Regents.) Visit the Office of the Registrar’s website for program specific tuition & fees.

Receiving Your Financial Aid

Financial aid is paid out at the beginning of the term for which you have enrolled. When and how you receive your aid depends on the type of aid you receive and whether you have completed requirements for receiving your funding.

Financial aid is applied to charges on your student account and you will receive a refund of the remaining funds by the first day of classes, so you will have money to purchase books and pay living expenses. You may have your refund directly deposited to your bank account (visit Wolverine Access and select payroll/compensation to set up direct deposit). Otherwise, a check will be sent to your current address on record with the University.

Visit Disbursement of Aid for additional information on receiving your financial aid.

Enrollment

Your aid will be disbursed based on full-time enrollment. You must be enrolled (not wait-listed) at least half time (6 hours for undergraduates). Students must be enrolled at least half-time in classes that count for degree credit to receive any aid.

If you are not enrolled full-time by the 16 week semesters drop/add, your aid will be adjusted at that time and you will receive a revised Notice reflecting your level of enrollment.

If you enroll in a class, do not attend and later withdraw, your aid will be adjusted if withdrawing results in less-than-full-time enrollment. You must be enrolled by the 16 week drop/add date or your aid will be canceled. If you enroll after the 16 week drop/add, your aid will not be reinstated.

Modules

Courses offered as a module are completed in less than the standard 16 week semester. Financial aid is determined on enrollment for the 16 week semesters add/drop date. Students enrolled in module courses must follow the standard 16 week semester add/drop and not based on the module add/drop date for financial aid purposes.

Module Withdrawals  

It is best to talk with the Office of Financial Aid when considering a withdrawal from a module. Your financial aid can be impacted based on what module you are withdrawing from and plans for future modules. Please contact klrobson@umich.edu or call 734-763-6600.

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Graduate Students

Most graduate student aid administered by the Office of Financial Aid is in the form of loan and Work-Study programs. The Ross School of BusinessDental School D.D.S. ProgramLaw School and Medical School have their own financial aid offices and/or representatives, and students should contact them directly for financial aid information. Undocumented graduate students should contact Rackham Graduate School or your specific school or college for information about admission and financial assistance.

See information below about the types of aid available, or download a Graduate Student Financial Aid Programs flier here.

Applying for Aid

Complete and submit a Free Application for Federal Student Aid (FAFSA) for each year that you attend and need aid. The FAFSA is available on October 1 each year and we must receive your valid FAFSA from the federal processor by March 31. Be sure to allow time for any corrections that might be needed to your FAFSA so we receive it in a timely manner. If you are entering U-M during spring/summer terms, complete a FAFSA for the current year..

Current students who want to attend spring/summer and receive aid must also complete a Request for Funds Form, found on our Forms page from Feb. 1-July 31 each year. Detached study semesters will count as the equivalent of 8 credit hours attempted and completed when calculating both pace and 150 percent of program length completion.

Alternative Payment Option: U-M offers a payment plan that allows students to pay their bills in installments. For information, read more about the U-M Payment Plan or contact the Student Financial Services office at 877- 840-4738 or email at UM-SFO@umich.edu.

Graduate Scholarships

The primary source of information about scholarship programs is the U-M school, college, or department in which you are enrolled or plan to enroll and the Rackham Graduate School. Deadlines for graduate awards vary. Because many deadlines occur early in the academic year, seek out information and application materials as early as possible.

Rackham Graduate School administers a number of fellowships and coordinates fellowship competitions. Information on these programs, as well as a variety of departmental and non-university programs, is available from the Rackham Graduate School.

Visit this page for more about graduate scholarships. Also, check our general scholarships page for information about applying for private scholarships.

Estimated Cost/Budgets

Cost of Attendance is based on estimated student budgets that include tuition/fees, housing, books/supplies and person/miscellaneous expenses assuming full-time attendance for two semesters, fall and winter. These budgets are used to award financial aid and are published annually. (Estimates are updated in June after tuition and fees are approved by the U-M Board of Regents.) Visit the Office of the Registrar’s website for program specific tuition & fees.

Receiving Your Financial Aid

Financial aid is paid out at the beginning of the term for which you have enrolled. When and how you receive your aid depends on the type of aid you receive and whether you have completed requirements for receiving your awards.

Financial aid is applied to charges on your student account and you will receive a refund of the remaining funds by the first day of classes, so you will have money to purchase books and pay living expenses. You may have your refund directly deposited to your bank account (visit Wolverine Access and select payroll/compensation to set up direct deposit). Otherwise, a check will be sent to your current address on record with the University.

Visit Disbursement of Aid for additional information on receiving your financial aid.

Enrollment

Your aid will be disbursed based on full-time enrollment. You must be enrolled (not wait-listed) at least half time (4 hours for graduate students). Students must be enrolled at least half-time in classes that count for degree credit to receive any aid.

If you are not enrolled full-time by the 16 week semesters drop/add, your aid will be adjusted at that time and you will receive a revised Award Notice reflecting your level of enrollment.

If you enroll in a class, do not attend and later withdraw, your aid will be adjusted if withdrawing results in less-than-full-time enrollment. You must be enrolled by the 16 week drop/add date or your aid will be canceled. If you enroll after the 16 week drop/add, your aid will not be reinstated.

Modules

Courses offered as a module are completed in less than the standard 16 week semester. Financial aid is determined on enrollment for the 16 week semesters add/drop date. Students enrolled in module courses must follow the standard 16 week semester add/drop and not based on the module add/drop date for financial aid purposes.

Module Withdrawals  

It is best to talk with the Office of Financial Aid when considering a withdrawal from a module. Your financial aid can be impacted based on what module you are withdrawing from and plans for future modules. Please contact klrobson@umich.edu or call 734-763-6600.

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Other Students

Students must be accepted for enrollment or enrolled at least half-time and working toward a degree or combined degree/certificate to be eligible for need-based financial aid. Students enrolled in a Massive Open Online Courses (MOOC)SeriesTeach-Outs and/or Certificate-only program are not eligible for federal aid, including loans. More information can be found under Financial Aid Eligibility.

International Students

International students with F-1, F-2, J-1, J-2, and G-series visas are required to show proof of enough resources to meet their expenses while attending U-M and federal regulations limit financial assistance.

There is no federal financial aid and limited scholarship funding available to international students attending U-M. Any scholarship consideration requires no additional application.

Graduate applicants should contact their admitting department, school, or college to inquire about help available in those areas. U-M schools and colleges have very limited funding for undergraduate international students.